ImageImageImage

For Borrowers

Watch your Bitcoin appreciate in value as you capture its value tax-free with a USD based loan.

For Lenders

Use Valuete’s platform to generate a stable source of income without worrying about the volatility of the Bitcoin Market.

Image

B2B lending marketplace for bitcoin-backed CeDeFi loans

Valuete is a B2B lending marketplace for bitcoin-backed loans leveraging the power of CeDiFi multi-signature wallets to provide the world’s best security and lowest interest rates.

  • Risk Free
  • Asset Backed Loan
  • MultiSig Collateral
  • Legal Insurance
  • 24/7 support
  • User Friendly
Why Valuete?

George and Trisha - The Bitcoin couple

Key Features

Get Most Benefits

Get as much as you want, whenever you want, with the most flexible crypto credit line available.

Near Zero Custodial Risk

Funds are placed in a 2-of-3 multi-signature contract address. With one key kept in Valuete’s military-grade cyber security storage. The second key needed to move the funds is decentralized, making it impossible to execute a large scale hack.

Lowest Interest Rate

Enjoy some of the lowest and most competitive rates for crypto-backed loans in the industry. By connecting directly with lenders on our marketplace, you avoid middleman fees and access clearer, more affordable financing options tailored to your needs.

B2B Marketplace

Experience a true B2B non-custodial marketplace for Bitcoin-backed loans that puts you in control. Browse multiple offers, compare terms, and choose the loan that best fits your business goals without being locked into a single provider's rigid terms.

Easy Process

Get a loan against your bitcoin instantly without invasive credit checks or paperwork. Your financial privacy is respected, and your loan activity will never be reported to credit agencies, ensuring your credit score remains unaffected while you access liquidity.

Customer Support

We offer highly personalized, white-glove customer service, prioritizing quality relationships over volume. Our dedicated support team is available around the clock to assist with any questions, ensuring a smooth and confident borrowing experience.

ImageImageImageImageImageImage

Learn more about Valuete’s Bitcoin-Backed Loans

contact@valuete.in

Valuete’s extensive Safety measures

Bitcoin funds are placed in a multi-signature contract with three co-owners: the lender, the borrower, and Valuete. Two independent signatures are required to access the deposited funds creating a fortress of security for your Bitcoin collateral.

The blockchain address of the BTC collateral is shared to borrower and lender so that funds can be monitored at all times.

Near Zero Default Risk

Our goal is to ensure a near zero default risk from borrowers. Hence why we go through extraordinary measures to ensure the loan is honored at any cost.

Fully Asset Backed Loan

We only offer loans that are fully asset-backed at all times (over-collateralized by at least 200%, i.e. a loan of $1000 needs at least $2000 of securitized Bitcoin).

Legal Contract

A legally valid and enforceable contract that can be used in the court of law in case of default.

Legal Insurance

Optional legal insurance that can help in case of default.

Zero

Default Risk

200%

Collateral

100%

Legal Contract

$5000

Legal Insurance

Security

How Security Works

Why does Valuete’s multi-sig offer better security?

Image
The Valuete model relies on utilizing a 2-of-3 multi-signature wallet for storing Bitcoin which is used as collateral for securing the loan.

In a 2-of-3 multi-sig wallet you need at least 2 people ( or keys ) to sign a transaction out of the 3 keys that are used to generate this multi-sig address.

Valuete takes extreme security measures for protecting your bitcoin by giving you a full-proof way to generate and verify the multi-sig address for a given loan.

Learn More
ImageImageImageImageImageImage
What We Offer

How It Works

It’s the best experience you’ve ever had with obtaining funds. All you have to do is.

1

Search Offers

Select the best offer against your crypto
2

Multi-sig wallet created

Lender, Borrower and Valuete co-own this address
3

Verify the Multi-sig Address

Verify the address independently on Electrum wallet
Image
4

Sign the Legal contract

Sign the contract with full terms of your choice
5

Fund the Multi-sig wallet

Fund the wallet with bitcoin as per the contract
6

Loan Delivered

Loan will be transferred after bitcoin in mutli-sig is verified